7 Strategic Robo-Advisors to Turbo-Charge Your Passive Income in 2025
The pursuit of stable, growing passive income has led many long-term investors—from those pursuing early retirement (FIRE) to established wealth accumulators—to automated investing platforms. While nearly all robo-advisors offer robust long-term growth portfolios, maximizing current cash FLOW (dividends and interest) requires choosing a platform with specialized income strategies, minimal costs, and superior tax optimization capabilities.
Wealthfront stands out for aggressive tax optimization and high after-tax yields, featuring automated daily Tax-Loss Harvesting (TLH) with a low $500 account minimum. Schwab Intelligent Portfolios excels with true 0% advisory fees and income-focused portfolios that leverage higher-yielding asset classes like preferred stocks and bank loans. Betterment offers hybrid portfolio options and automated fixed income, including specialized bond portfolios such as BlackRock Target Income.
